Legal Document

Privacy Policy

Full Credit Reset
Effective: March 2026
1910 Pacific Ave, Dallas TX 75201
Contents
  1. Introduction
  2. Information We Collect
  3. How We Collect Information
  4. How We Use Your Information
  5. SMS Communications & Opt-In
  6. Legal Basis for Processing (GDPR)
  7. Consumer Rights
  8. Data Sharing & Disclosure
  9. Data Retention
  10. Data Security
  11. Cookies & Tracking
  12. Children's Privacy
  13. Changes to This Policy
  14. Contact Information
01

Introduction

Welcome to Full Credit Reset. We are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information in compliance with applicable laws and regulations, including:

02

Information We Collect

We may collect the following categories of personal information:

Contact Information

Name, email address, mailing address, and phone number.

Financial Information

Information necessary to evaluate financial qualifications, including soft credit data obtained in compliance with FCRA regulations.

Usage Data

Information about how you interact with our website, advertisements, emails, SMS messages, and services.

Technical Data

IP address, browser type, device type, and cookie identifiers.

03

How We Collect Information

We collect information through:

04

How We Use Your Information

We use personal information to:

05

SMS Communications & Opt-In

A2P 10DLC Compliance

By providing your phone number and opting in through our website, forms, or written consent, you agree to receive SMS messages from Full Credit Reset related to:

Appointment Reminders Account Updates Service Notifications Promotional Offers

Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time. Reply HELP for assistance. SMS consent is not shared with third parties for marketing purposes.

06

Legal Basis for Processing

We process personal data based on:

07

Consumer Rights

GDPR Rights
  • Right of access
  • Right to rectification
  • Right to erasure
  • Right to restriction
  • Right to data portability
  • Right to object
CCPA Rights
  • Right to know
  • Right to delete
  • Right to opt-out of sale
  • Right to non-discrimination
FCRA Rights
  • Right to access credit data
  • Right to dispute inaccuracies
  • Soft pull disclosure

To exercise any of your rights, contact us at [email protected]

08

Data Sharing & Disclosure

We may share personal information with:

Mobile information will not be shared, sold, or conveyed to third parties for marketing purposes.

09

Data Retention

We retain personal information only as long as necessary to provide services and comply with legal obligations. When data is no longer needed, it is securely deleted or anonymized.

10

Data Security

We implement administrative, technical, and physical safeguards to protect personal information against unauthorized access, disclosure, alteration, or destruction. While we strive to protect your data, no method of transmission over the internet is 100% secure.

11

Cookies & Tracking Technologies

We use cookies and tracking technologies to:

You may adjust your browser settings to disable cookies, though some features may not function properly as a result.

12

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal information, we will take steps to delete it promptly.

13

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. Updates will be posted on this page with a revised effective date. Continued use of our services after any changes constitutes your acceptance of the updated policy.

14

Contact Information

Get In Touch

Full Credit Reset
1910 Pacific Ave
Dallas, TX 75201

Email: [email protected]
Website: fullcreditreset.com